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Frequently Asked Questions and Answers about
The Dental Discount Plan
Answers
What is a discount dental
plan?
Discount dental plans are an affordable and easy-to-use
alternative to dental insurance. Plan members are granted access
to a large network of participating dental care providers that
have agreed to offer their services at a discounted fee.
What advantages does a discount dental plan have over dental insurance?
Unlike dental insurance, discount dental plans have no annual
limits, no health restrictions and no tedious paperwork hassles.
Once you join a discount dental plan, you can start saving right
away and some plans even offer savings on cosmetic dentistry,
orthodontia and other dental specialties.
Why should I join a discount dental plan?
Discount dental plans can save you money on quality dental care,
and we
offers superior savings, service and selection on discount
dental plans.
How does a discount dental plan differ from dental insurance?
Insurance Policy:
How soon will my discount dental plan activate?
Most of the discount dental plans activate within 1-3 business
days.
When can I start receiving discount on dental work?
Your discount dental plan can be utilized the day of activation.
Just show the participating dental provider your Member ID Card
and they will honor the discounted rate according to the fee schedule
of your plan.
Can I coordinate my dental insurance with a discount dental plan?
You will need to consult with your dental office to verify if
they can coordinate a discount plan with your current insurance.
Can I purchase two (2) discount plans to maximize savings?
No, members cannot use two plans in the same office at
the same time. The benefits of two discount plans cannot be coordinated.
Consumers are able to purchase more than one discount plan to
use at separate offices. For Example: If your orthodontist is
participating in the Protective Discount Dental Plan and your
general dentist is participating in the Uni-Care 200 Discount
Dental Plan, the consumer can purchase both plans to use at the
appropriate office.
How old must a member be to purchase an individual plan?
You must be at least 18 years or older to purchase an individual
discount dental plan.
Do you offer
payment plans for the membership fee?
We currently only accept the payment for annual membership fee
in full.
We hope to bring the consumer a quality product at the
lowest cost possible. Accepting payments on a monthly basis increases
the cost of processing, thus making the plans more expensive.
What benefits do I receive if I see an out of network provider?
There are no benefits when seeing an out-of-network provider.
Members must always see a participating provider to receive the
discounts associated with their discount dental plan.
How do I receive my membership information?
To access your membership information online, simply login to
the Member's Area with the email address and password entered
during the enrollment process. Once logged in to your Member's
Area, you will be able to view and print your welcome letter,
permanent membership card, and invoice. If applicable to your
plan, your Member's Area will also include a complete fee schedule
and information on added benefits.