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Don't make the dentist rich Individual insurance Dental facts


Frequently Asked Questions and Answers about
The Dental Discount Plan

  What is a discount dental plan?
  What advantages does a discount dental plan have over dental insurance?
  Why should I join a discount dental plan?
  How does a discount dental plan differ from dental insurance?
  How soon will my discount dental plan activate?
  When can I start receiving discount on dental work?
  Can I coordinate my dental insurance with a discount dental plan?
  Can I purchase two (2) discount plans to maximize savings?
  How old must a member be to purchase an individual plan?
  Do you offer payment plans for the membership fee?
  What benefits do I receive if I see an out of network provider?
  How do I receive my membership information?
 
   
Answers
 
 


What is a discount dental plan?
Discount dental plans are an affordable and easy-to-use alternative to dental insurance. Plan members are granted access to a large network of participating dental care providers that have agreed to offer their services at a discounted fee.

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What advantages does a discount dental plan have over dental insurance?

Unlike dental insurance, discount dental plans have no annual limits, no health restrictions and no tedious paperwork hassles. Once you join a discount dental plan, you can start saving right away and some plans even offer savings on cosmetic dentistry, orthodontia and other dental specialties.

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Why should I join a discount dental plan?

Discount dental plans can save you money on quality dental care, and we offers superior savings, service and selection on discount dental plans.

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How does a discount dental plan differ from dental insurance?

Insurance Policy:

  • Maintains monthly premiums in exchange for established benefits
  • Rarely offered to individuals
  • Varying annual maximums
  • Services are out-of-pocket once maximum is met
  • Deductibles must be met before any benefits are paid
  • After deductible, co-payment must be met
  • Orthodontic treatment is rarely covered
  • Waiting period may be between 6 to 24 months for major services (i.e. crown, bridge, dentures)

Discount Dental Plan:

  • One low yearly membership fee
  • Available to individuals, families and groups
  • No annual limits
  • No tedious paperwork to submit
  • Start saving immediately
  • Orthodontic treatment included in select plans
  • No health restrictions

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How soon will my discount dental plan activate?

Most of the discount dental plans activate within 1-3 business days.

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When can I start receiving discount on dental work?

Your discount dental plan can be utilized the day of activation. Just show the participating dental provider your Member ID Card and they will honor the discounted rate according to the fee schedule of your plan.

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Can I coordinate my dental insurance with a discount dental plan?

You will need to consult with your dental office to verify if they can coordinate a discount plan with your current insurance.

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Can I purchase two (2) discount plans to maximize savings?
No, members cannot use two plans in the same office at the same time. The benefits of two discount plans cannot be coordinated. Consumers are able to purchase more than one discount plan to use at separate offices. For Example: If your orthodontist is participating in the Protective Discount Dental Plan and your general dentist is participating in the Uni-Care 200 Discount Dental Plan, the consumer can purchase both plans to use at the appropriate office.

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How old must a member be to purchase an individual plan?

You must be at least 18 years or older to purchase an individual discount dental plan.

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Do you offer payment plans for the membership fee?

We currently only accept the payment for annual membership fee in full. We hope to bring the consumer a quality product at the lowest cost possible. Accepting payments on a monthly basis increases the cost of processing, thus making the plans more expensive.

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What benefits do I receive if I see an out of network provider?

There are no benefits when seeing an out-of-network provider. Members must always see a participating provider to receive the discounts associated with their discount dental plan.

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How do I receive my membership information?

To access your membership information online, simply login to the Member's Area with the email address and password entered during the enrollment process. Once logged in to your Member's Area, you will be able to view and print your welcome letter, permanent membership card, and invoice. If applicable to your plan, your Member's Area will also include a complete fee schedule and information on added benefits.

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